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04/16/2014
Hopkins v. Kedzierski
California Court Holds Workers’ Compensation Claim May Equitably Toll Running of Statute of Limitations on Third-party Claim
California Court of Appeal, Fourth Appellate District

While at work, Hopkins fell from an outdoor balcony.  She pursued a workers’ compensation claim.  While it was still pending, and more than two years after the injury, she brought a premises liability action against the building ow

Submitted by: Samuel H. Ruby, Bullivant Houser Bailey PC. - Posted: 04/18/2014
04/16/2014
Vemex Trading Co. v. Technology Ventures, Inc.
Federal Court Predicts that Under Texas Law, Cause of Action for Breach of Sales Contract May Not Accrue before Installation Begins
United States Court of Appeals for the Fifth Circuit

TVI sold Vemex certain equipment for use in arctic drilling operations in Siberia.  The equipment reached its destination, but according to Vemex, it was never operational.  Vemex sued TVI for breach of contract and other claims.  T

Submitted by: Samuel H. Ruby, Bullivant Houser Bailey PC. - Posted: 04/18/2014
04/15/2014
Curtis Ray Holmes v. North Carolina Farm Bureau Mutual Ins. Co.
North Carolina Court of Appeals’ Consideration Of The Percentage of the Property Used As Opposed to All Of It Was Not Analogous To Being “A Little Bit Pregnant”
North Carolina Court of Appeals

Someone stole 8 heating and air conditioning units from the outside of the insured’s property.  The insured filed a claim for the theft under his office-lessor’s insurance policy.  The insurer denied coverage for the theft cl

Submitted by: Gordon K. Walton, Walton Law Group LLC - Posted: 04/16/2014
04/15/2014
Interline Brands, Inc. v. Chartis Specialty Insurance Company
The Policy’s Broad Exclusion Barring Claims Arising From Violations Of The Telephone Consumer Protection Act Was Neither Ambiguous Nor Against Public Policy
UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT

The Eleventh Circuit has found that claims stemming from an insured’s sending of unwanted “junk” faxes in violation of the Telephone Consumer Protection Act were not covered by policies that excluded coverage for injuries arising

Submitted by: Gordon K. Walton, Walton Law Group LLC - Posted: 04/16/2014
04/11/2014
STATE AUTOMOBILE MUTUAL INSURANCE CO. v. LUCCHESI
Liquor liability exclusion barred defense coverage for claim that bar allowed patron to leave premises intoxicated.
UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT

Patron drank at insured’s bar. When patron left the bar he was hit by a car. Patron then sued the bar. The insurer denied coverage based upon an exclusion for “[c]ausing or contributing to the intoxication of any person.” The pol

Submitted by: Alan Rutkin of Rivkin Radler LLP. - Posted: 04/14/2014
04/10/2014
VOLK V. ACE AMERICAN INS. CO.
Eighth Circuit Finds “Patient” About More Than Just the Medical
Eighth Circuit Court of Appeals

Appellant Andrew Johnson is developmentally disabled and requires a personal care assistant.  While being supervised by an assistant from North Country Home Care, Johnson was blinded in his left eye by a BB gun to him by the assistant. 

Submitted by: Jennifer Johnsen and Nick Farr, Gallivan, White & Boyd, PA - Posted: 04/16/2014
04/09/2014
BELL V. PROGRESSIVE DIRECT INS. CO.
Doctrine of Reasonable Expectations Emerges in South Carolina
Supreme Court of South Carolina

Bell was injured while a passenger in a non-owned vehicle.  Thereafter, he submitted a claim for UIM benefits under a Progressive policy issued to his “on again off again fiancée.”  Bell was identified as a “Driv

Submitted by: Jennifer Johnsen and Nick Farr, Gallivan, White & Boyd, PA - Posted: 04/16/2014
04/09/2014
Savers Property and Casualty Ins. Co. v. National Union Fire Insurance Co. of Pittsburgh, PA,
Sixth Circuit Holds that Party Cannot Challenge the “Fundamental Fairness” of Arbitration Proceedings Until Final Award is Issued
United States Court of Appeals for the Sixth Circuit

Defendant National Union and Plaintiff Meadowbrook entered into a contract for reinsurance that required both parties to submit any disputes to a three-member arbitration panel.  Meadowbrook initiated arbitration in February of 2011 to settle

Submitted by: D. Jay Davis, Jr. & J. Camden Hodge of Young Clement Rivers, LLP - Posted: 04/09/2014
04/09/2014
Dawkins v. Union Hospital District
South Carolina S.Ct. Holds that Plaintiff’s Action did not Constitute a Medical Malpractice Claim but Instead Sounded in Negligence
Supreme Court of South Carolina

Plaintiff began experiencing headaches and was unable to maintain her balance. Fearing that Plaintiff was having a stroke, her daughter called an ambulance which took Plaintiff to the Defendant Hospital’s emergency room. The Hospital admitte

Submitted by: D. Jay Davis, Jr. & J. Camden Hodge of Young Clement Rivers, LLP - Posted: 04/14/2014
04/08/2014
Dalton v. Crowley,
Plaintiff In Medical Malpractice Action Not Required to Tell Defendant Which Expert Transcripts From Other Cases She Would Use at Trial
Superior Court of New Jersey, Appellate Division

Plaintiff brought a medical malpractice case against a hospital and a number of physicians (collectively the “Defendant”).  During the deposition of a defense expert, it became apparent that Plaintiff possessed transcripts of test

Submitted by: D. Jay Davis, Jr. and J. Camden Hodge of Young Clement Rivers LLP - Posted: 04/10/2014
04/04/2014
FEINGOLD v. LIBERTY MUTUAL GROUP
Court would not permit the assignment of a bad faith action.
U.S. Court of Appeals for the Third Circuit

Policyholder made a claim against her insurer. Policyholder died. Policyholder’s lawyer then sued for bad faith. The Third Circuit held that since personal injury actions cannot be assigned, the Pennsylvania Supreme Court would not permit ba

Submitted by: Alan Rutkin, Rivkin Radler - Posted: 04/14/2014
04/04/2014
LP Pikeville, LLC v. Wright
Kentucky Court of Appeals Holds That a Guardian Has the Authority to Execute an Arbitration Agreement on Behalf of a Ward
Kentucky Court of Appeals

The Defendant Ginger Wright was appointed legal guardian for Mable Damron.  Three years later, Damron became a resident of a long-term care facility (the “Facility”).  As guardian, Wright executed all admission documents on D

Submitted by: D. Jay Davis, Jr. & J. Camden Hodge of Young Clement Rivers, LLP - Posted: 04/08/2014
04/04/2014
Crawford Professional Drugs, Inc. et al. v. CVS Caremark Corp. et al.,
Fifth Circuit holds that a non-signatory to an arbitration agreement may compel a signatory to arbitrate if applicable state contract law permits
United States Court of Appeals for the Fifth Circuit

The Fifth Circuit affirmed a district court ruling allowing defendants to compel arbitration under an agreement to which only the plaintiffs were signatories. The court held that under the Supreme Court’s ruling in Arthur Andersen LLP v. Car

Submitted by: Jay B. Jenkins, Christian Dichter & Sluga, P.C. - Posted: 04/07/2014
04/03/2014
Preferred Mutual Ins. Co. v. Donnelly
New York Court of Appeals Rules That Insurer Proved That It Had Given Timely Notice Of A Reduction In Coverage At Renewal Of Policy
New York Court of Appeals

The New York Court of Appeals has sustained a lower court’s finding that an insurer presented sufficient evidence of a regular office practice to ensure the proper mailing of notifications to insureds so as to raise the presumption that such

Submitted by: Michael F. Aylward, Morrison Mahoney. LLC - Posted: 04/03/2014
04/03/2014
KILCHER V. CONTINENTAL CAS. CO
Sale of multiple life insurance policies to multiple siblings triggers equal one claim under “Interrelated Wrongful Acts” definition.
United States Court of Appeals for the Eighth Circuit

Reversing the Order granting summary judgment in favor of the Plaintiffs, the Court held, “We are charged instead with interpreting the language of Dale's professional liability insurancepolicy, which defined the term “Interrelated

Submitted by: Debra Tedeschi Varner of McNeer, Highland, McMunn and Varner, L.C. - Posted: 04/04/2014
04/02/2014
Green v. USAA Auto & Property Ins. Co.
South Carolina Supreme Court Refuses To Find That Its Own Public Policy Voids Effect of “Family Member” Exclusion in a Florida Auto Policy
South Carolina Supreme Court

The South Carolina Supreme Court has “reluctantly” ruled that lower courts did not err in refusing to find that public policy precluded an auto insurer from relying on a “family member” exclusion in a policy issued in Flori

Submitted by: Michael F. Aylward, Morrison Mahoney. LLCand Debra Tedeschi Varner of McNeer, Highland, McMunn and Varner, L.C. - Posted: 04/03/2014
04/02/2014
Bock v. Hansen
Individual adjuster may be liable for negligent misrepresentation and intentional infliction of emotional distress
California Court of Appeal

In a case proving once again the maxim that “bad facts make bad law,” the California Court of Appeal has held that an individual company employee insurance adjuster can be sued by a policyholder for negligent misrepresentation and inte

Submitted by: Andrew B. Downs, Bullivant Houser Bailey PC - Posted: 04/03/2014
04/02/2014
Centinela Freeman Emergency Med. Associates v. Health Net of California, Inc
Negligent Delegation Action Can Be Brought Against HMO When HMO Delegates Its Physician Reimbursement Duty to Insolvent Organization
California Court of Appeals

Plaintiffs were a group of emergency room physicians who provided medical services to enrollees in health care service plans (“HMO’s”).  Emergency-room physicians are required to treat patients under state law even when pati

Submitted by: J. Camden Hodge & D. Jay Davis, Jr. of Young Clement Rivers, LLP - Posted: 04/07/2014
04/01/2014
Cheryl Hersh v. County of Morris
Worker is Not Entitled to Workers’ Compensation Benefits for Injuries Suffered While Walking to Office.
New Jersey Supreme Court

Cheryl Hersh was injured while crossing the street as she walked from an employer paid parking garage.  A workers compensation judge found that Hersh’s accident occurred during the course of her employment because it happened after she

Submitted by: Andrew Sherwood of Bullivant Houser Bailey. - Posted: 04/18/2014
04/01/2014
VENDRELLA v. ASTRIAB FAMILY LIMITED PARTNERSHIP
Connecticut Supreme Court holds animal owner must prevent foreseeable injuries even if the animal never previously caused injury.
Supreme Court of Connecticut

Plaintiff was bit by defendant’s horse.  The horse, known as Scuppy, had apparently never displayed mischievous properties.  Defendants filed a motion for summary judgment contending that they did not have actual or constructive no

Submitted by: Stacy Broman, Meagher & Geer, PLLP - Posted: 04/02/2014
04/01/2014
MARSHALL BLOCK v. eBAY, INC.,
Ninth Circuit finds two provisions of ebay.com’s automatic bidding system do not breach eBay’s User Agreement.
United States Court of Appeals for the Ninth Circuit

Plaintiff argued that ebay.com’s automatic bidding system breached two provisions of eBay’s User Agreement in violation of California’s Unfair Competition law.  Plaintiff also argued that eBay’s automatic bidding syste

Submitted by: Stacy Broman, Meagher & Geer, PLLP - Posted: 04/02/2014
04/01/2014
Melcher v. Greenberg Traurig
New York Court of Appeals Declines To Adopt Shorter Limitations Period For Client’s Suit Against Law Firm
New York Court of Appeals

he New York Court of Appeals has ruled that a client’s suit against his former law firm for “attorney deceit” were subject to the six-year statute of limitations in CPLR 213 (1), not, as the Appellate Division has found in dismis

Submitted by: Michael F. Aylward, Morrison Mahoney. LLC - Posted: 04/03/2014
03/31/2014
ARSENIO COLORADO v. TYCO VALVES & CONTROLS, LP,
Supreme Court of Texas favors employer holding ERISA preempts a breach of contract of an employee retention agreement.
Supreme Court of Texas

After deciding to close one of its facilities, Tyco offered certain skilled employees retention agreements to encourage them to remain with the company through the facility’s closure. These agreements provided that, in consideration for rema

Submitted by: Donald L. Miller, II and Paul J. Painter of Quintairos, Prieto, Wood & Boyer, P.A. - Posted: 04/01/2014
03/31/2014
W HOLDING COMPANY, INC. v. AIG INSURANCE COMPANY - PUERTO RICO,
First Circuit rejects insured-versus-insured exclusion arguments and requires a defense under a D&O policy.
First Circuit Court of Appeals

Appling Puerto Rico law, the First Circuit Court of Appeals found Chartis had a duty to defend the directors and officers of Westernbank.  Westernbank was one of Puerto Rico’s leading banks until the late 2000s when it was ordered close

Submitted by: Stacy Broman, Meagher & Geer, PLLP and Andrew B. Downs, Bullivant Houser Bailey PC - Posted: 04/02/2014
03/31/2014
STEPHANIE ODLE v. WAL-MART STORES, INCORPORATED
Fifth Circuit finds the claims of one of the original Dukes v. Wal-Mart class members is not time barred.
Fifth Circuit Court of Appeals

Plaintiff was an original member of the class of plaintiffs in Dukes v. Wal-Mart Stores, Inc., 131 S. Ct. 2541 (2011).  In June 2011, the Supreme Court de-certified the Dukes class.  The Dukes plaintiffs promptly moved to extend the toll

Submitted by: Stacy Broman, Meagher & Geer, PLLP - Posted: 04/02/2014
03/31/2014
EQUAL EMPLOYMENT OPPORTUNITY COMMISSION v. BALTIMORE COUNTY
The Fourth Circuit held an employee retirement benefit plan violated the ADEA because it was based on age rather than permissible factors.
United States Court of Appeals for the Fourth Circuit

The Fourth Circuit considered whether an employee retirement benefit plan (the plan) maintained by Baltimore County, Maryland unlawfully discriminated against older County employees based on their age, in violation of the Age Discrimination in Emp

Submitted by: Donald L. Miller, II and Paul J. Painter of Quintairos, Prieto, Wood & Boyer, P.A. - Posted: 04/01/2014
03/31/2014
CARSON v. WYOMING WORKER’S SAFETY AND COMP. DIV.,
The Supreme Court of Wyoming upholds the Office of Administrative Hearing’s decision in a work comp claim against the state.
Supreme Court of Wyoming

On January 19, 2006, Carson and his passenger, Sharp, were involved in a serious car accident in Snake River Canyon. Carson sustained multiple injuries, including a severe head injury, and Sharp was killed in the accident. In 2007 the Wyoming Work

Submitted by: Donald L. Miller, II and Paul J. Painter of Quintairos, Prieto, Wood & Boyer, P.A. - Posted: 04/01/2014
03/28/2014
OWNERS INS. CO. v. JIM CARR HOMEBUILDER, LLC.,
Supreme Court of Alabama held an Insurer liable in a breach of contract claim because Insured had purchased supplemental insurance.
Supreme Court of Alabama

Jim Carr Hombuilder, LLC (JCH) sought indemnification from its insurer, Owners Ins. Co (Owners), against a breach of contract claim regarding JCH’s construction of a home.  The trial court granted JCH’s motion to compel arbitratio

Submitted by: Donald L. Miller, II and Paul J. Painter of Quintairos, Prieto, Wood & Boyer, P.A. - Posted: 04/01/2014
03/28/2014
DEGROOT v. STANDLED
Idaho Supreme Court held dairy was not a third-party beneficiary to a contract between the dairy’s contractor and subcontractor.
Supreme Court of Idaho

Beltman was the general contractor for an installation of a manure handling system at the DeGroot dairy.  Beltman subcontracted with Standly for the installation of the manure handling equipment.  Because of maintenance with the manure h

Submitted by: Donald L. Miller, II and Paul J. Painter of Quintairos, Prieto, Wood & Boyer, P.A. - Posted: 04/01/2014
03/27/2014
Dorsey v Reider
Duty of care exists to prevent independent act of third party a/k/a "acting like an ass*** can lead to liability when someone thereafter uses your tomahawk"
Supreme Court of Florida

Three individuals met at a bar for a drink: Dorsey, Reider and Noordhoek.  After all became intoxicated, Dorsey told Reider he was "acting like an ass***” and left the bar.  Reider and Noordhoek pursued and trapped Dorsey betw

Submitted by: James B. Thompson Jr, Goodis Thompson Miller, PA. - Posted: 04/18/2014
03/27/2014
ROUSE V. WACHOVIA MORTGAGE, FSB
For diversity purposes, a national bank is a citizen “only in the state designated as its main office.”
UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT

The Ninth Circuit reversed an order remanding an action that Wachovia, a division of Wells Fargo Bank, had removed based on diversity of citizenship.  The key issue was whether, under 28 U.S.C. § 1348, a national bank is a citizen of bot

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/28/2014
03/27/2014
HUFFMAN V. THE HILLTOP COS., LLC
An arbitration provision in an expired employment agreement remained enforceable even though it was not specifically listed in the agreement’s “survival” clause.
UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

The plaintiffs sued their employer after their employment ended, alleging the employer had improperly classified them as independent contractors and seeking recovery of unpaid overtime wages under the FLSA and Ohio’s counterpart statute.&nbs

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/28/2014
03/26/2014
Northwestern University and College Athletes Players Association (CAPA)
NLRB Holds Northwestern University Football Players Can Form Labor Union
National Labor Relations Board, Region 13 (Chicago Office)

In a seminal ruling, the Chicago office of the National Labor Relations Board (“NLRB”) concluded that college athletes who receive scholarships from private universities are “employees” within the meaning of the National La

Submitted by: Violet M. Clark and Michael J. McSherry, Laner Muchin, Ltd. - Posted: 03/27/2014
03/26/2014
Carl Wallace v. Diversified Consultants, Inc.
“Within 30 days of receiving this notice” rather than “within 30 days after receiving this notice.” Both mean the same thing.
UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

 Under the Fair Debt Collection Practices Act, a collector dunning another for payment must notify the individual that it will assume the validity of the debt unless he disputes it “within thirty days after receipt of the notice.”

Submitted by: Kay Gaffney, Barnes Alford - Posted: 03/26/2014
03/25/2014
Jorge Lizalde v. Vista Quality Markets
Mutual Agreement to Arbitrate Claims Is Enforceable.
United States Court of Appeals for the Fifth Circuit

 The Court interpreting two documents signed by the employee with different provisions on termination of arbitration found that the Arbitration Clause was valid and required the personal injury claim of the employee to be arbitrated.

Submitted by: Kay Gaffney, Barnes Alford - Posted: 03/26/2014
03/25/2014
EEOC v. Exxon Mobil Corp.
5th Circuit Denies EEOC Appeal in Exxon Pilot Age Bias Lawsuit
United States Court of Appeals, Fifth Circuit

The United States Court of Appeals for the Fifth Circuit affirmed summary judgment for Exxon Mobil against an EEOC age discrimination challenge to Exxon Mobil’s practice of removing its corporate pilots from flight duty at the same age that

Submitted by: Violet M. Clark and Michael J. McSherry, Laner Muchin, Ltd. - Posted: 03/31/2014
03/25/2014
EEOC v. Propak Logistics, Inc.
EEOC Ordered to Pay Employer’s Attorneys’ Fees
United States Court of Appeals, Fourth Circuit

The Fourth Circuit Court of Appeals ruled that Employment Opportunity Commission (“EEOC”) must pay attorneys’ fees to an employer where the EEOC filed a complaint it knew or should have known was frivolous, unreasonable, or groun

Submitted by: Violet M. Clark and Michael J. McSherry, Laner Muchin, Ltd. - Posted: 03/31/2014
03/25/2014
UNITED STATES V. QUALITY STORES, INC.
Severance payments to employees who were involuntarily terminated as part of a bankruptcy proceeding are taxable as wages under the Federal Insurance Contributions Act (FICA).
UNITED STATES SUPREME COURT

A corporation filed for Chapter 11 bankruptcy protection and terminated thousands of its employees.  These employees received severance payments under one of two plans, which both based the amount of the payment on job seniority and length of

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/28/2014
03/24/2014
Cummings v. Starbucks Corp. et al.
Starbucks Baristas Lose Bid for Class Certification in Wage Action
United States District Court for the Central District of California

A federal court in California has refused to certify four proposed classes in a suit alleging Starbucks Corporation did not provide required rest breaks or meal periods.  The named plaintiff, a former barista, sought to form one class based o

Submitted by: Violet M. Clark and Michael J. McSherry, Laner Muchin, Ltd. - Posted: 03/27/2014
03/21/2014
Austin v. Kroger
5th Circuit certifies question on whether employee's awareness of defect eliminates employers duty to maintain a safe workplace.
United States Court of Appeals for the Fifth Circuit

Austin was a long term Kroger employee.   His job title was utility clerk.  On July 27, 2009, other store employees cleaned the rooftop condenser units of the store. Some of this wash off went into the restrooms.  When Austin arrive

Submitted by: Kay Gaffney, Barnes Alford - Posted: 03/21/2014
03/21/2014
MW CUSTOM PAPERS LLC v. ALLSTATE
Complaint by Mead against excess carriers created justiciable controversy.
COURT OF APPEALS FOR MONTGOMERY COUNTY, OHIO

Mead sued excess carriers seeking a declaratory judgement of the coverages owed under these multiple excess policies.  The carriers asserted that  no justiciable issues existed because the policies  could not be triggered based

Submitted by: Kay Gaffney, Barnes Alford - Posted: 03/25/2014
03/20/2014
Ortho-McNeil-Janssen Pharm. Inc. v. State
Risperdal verdict reversed but DTPA claims remanded for new trial.
Supreme Court of Arkansas

The State of Arkansas filed suit against Janssen alleging violations of the Arkansas Medicaid Fraud False Claims Act (“MFFCA”), Ark. Code Ann. §§ 20-77-902(Repl. 2001), alleging that Janssen knowingly made false statements or

Submitted by: Kay Gaffney, Barnes Alford - Posted: 03/25/2014
03/20/2014
Hurley v. Kent of Naples, Inc.
Employees Can’t Take FMLA Leave for “Potential” Absences in the Future
United States Court of Appeals, Eleventh Circuit

The Eleventh Circuit Court of Appeals recently held that an employee who has a chronic serious health condition does not qualify for leave and protection under the Family Medical Leave Act (“FMLA”) by giving his employer notice of a &l

Submitted by: Violet M. Clark and Michael J. McSherry, Laner Muchin, Ltd. - Posted: 03/31/2014
03/13/2014
AMES V. NATIONWIDE MUTUAL INS. CO.
Plaintiff could not prevail on pregnancy discrimination claim where she failed to follow company procedures and to give the company adequate time to respond to her needs.
UNITED STATES COURT OF APPEALS FOR THE EIGHTH CIRCUIT

The plaintiff went out on pregnancy leave and her employer initially, but erroneously, told her that her leave would last longer than required under law.  When the employer corrected its mistake, it gave the plaintiff an extra week’s le

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/31/2014
03/13/2014
LASTER V. CITY OF KALAMAZOO
A district court correctly granted summary judgment on some of the plaintiff’s claims, but erred when it ruled that could not prevail on his Title VII retaliation claim.
UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

The plaintiff, and African-American male, was a long time employee of the defendant City’s Department of Public Safety.  The plaintiff quit his job after certain incidents occurred that the plaintiff suspected were racially discriminato

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/31/2014
03/04/2014
LAWSON V. FMR LLC
Employees of privately held companies that are contractors for publicly held companies may invoke the Sarbanes-Oxley Act’s anti-retaliation provisions for whistleblowing regarding the publicly held companies.
UNITED STATES SUPREME COURT

The Sarbanes-Oxley Act of 2002, enacted in the aftermath of the Enron debacle, forbids a public company, or any contractor or subcontractor of such a company, from retaliating against an employee who engages in whistleblowing activity.  18 U.

Submitted by: Michele Ballard Miller and Joseph P. Mascovich, Miller Law Group (San Francisco and Los Angeles) - Posted: 03/28/2014
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